Professional Indemnity

Professional Indemnity

AMC’s Professional Indemnity & Errors and Omission Scheme are master policies with 'The Oriental insurance Co Ltd.'

Indemnify means, literally, “to protect you against future loss” and more specifically “to make good the loss suffered by you in compensating for loss or injury”. Professional Indemnity helps our medical professionals from bearing the full cost of defending against a negligence claim made by a patient, and damages awarded in such civil lawsuit.

1. Jurisdiction

Covers your practice anywhere in India, Jurisdiction is Worldwide.

2. Cases

Cases under SMCs, MCls, NHRC, CCI, SHRC, Civil Surgeon is covered.

3. Scope of Coverage

Cover for both qualified and unqualified staff.

Liabilities arising out of Cosmetic Procedures, Cosmetic Surgery, Lasik Surgery & Radioactive Treatment cases of medical negligence covered at an extra premium.

4. Costs Coverage (AMC Special Feature)

Legal Fee and Pre-litigation cost covered.

Expenses for doctor’s travel by air + stay for visit to National Commission covered.

Cashless service for payment to advocates.

Defence costs for criminal cases arising out of medical accidents, mishaps operative deaths etc. covered for the 1st time.

5. Easy Settlement

Cashless claim settlement.

Panel of Advocates – AMC medico legal cell to handle cases and not Insurer’s Advocate.

Out of court settlement covered on advice of AMC Medico Legal Cell.

30+ years of service excellence.

100% Legal assistance.

In- house setup for claim assistance and service with zero cost.

6. Retroactive Date

Retroactive date cover.

Provision of renewing the policy and restoring retroactive date post the due date but within 6 months by payment of 25% penalty.

7. Additional Limit (Bonus)

25% Additional limit approved by AMC without any loading on the existing premium.

8. Run-Off Cover Policy

AMC has introduced a Run-Off Cover for retiring doctors and medical establishments closing down.


1. Can I take any Indemnity policy without taking AMC Membership?

No, AMC is not an insurance company, it is an association formed by doctors for the benefits of their fellow doctors. Hence, Membership is compulsory to enroll for any AMC schemes. All AMC Schemes are exclusive to AMC members only.

2. When are the Yearly Renewals?

AMC's Professional Indemnity Policy is due for all the members on 31st March of every year. The Policy period is set by default from 1st April to the 31st March of the next year.

3. How will I get intimation for renewal?

You will receive intimation by email, call, sms & whatsapp. You will also receive your renewal notice by courier at your registered address.

4. How to renew AMC PI Policy?

Mode of payment accepted: All digital methods like Cheque, Debit & Credit cards, net banking, UPI, Wallet payment etc by using our AMC PI app. You can also directly transfer to AMC Bank account via NEFT / RTGS / IMPS. However, Cash payments are not accepted.

5. How to Login to the App?

Use your AMC Membership number as username ex. LM/M/0001 & password is your registered Mobile number. App Login link here.

6. What are the other benefits of the app?

Apart from easy renewal every year, AMC PI app also enables you to access your Indemnity receipt & certificate for the last 3 years. Download the app here.

7. How to give Claim intimation?

You will need to fill the proforma and send us via whatsapp or email along with other documents like case summary, complaint notice and insurance policy copies.

Download Proposal Form 2022-23
Download Proforma Form 2022-23
Download Brochure 2022-23

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